• LifeInMultipleChoice@lemmy.world
      link
      fedilink
      English
      arrow-up
      7
      ·
      6 months ago

      Can you explain that one to me? Anyone can take my card and use it, no one can take my phone and use it… also I would notice my phone being gone sooner. Cards dont have to transfer to other devices and have to be readded with the banks verification. A card is as easy as beep and draw an X, or not even have to “sign”.

    • plz1@lemmy.world
      link
      fedilink
      English
      arrow-up
      10
      arrow-down
      3
      ·
      6 months ago

      Until you get hit by a card skimmer. Encrypted NFC is safer than a physical card.

    • htrayl@lemmy.world
      link
      fedilink
      English
      arrow-up
      1
      ·
      6 months ago

      I can put my credit card number in any transaction directly, and so can anyone else. Digital payment can provide a random one time card number (at the expense of privacy, admittedly). Physical cards are absolutely not safer.