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This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.

I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?

  • professionalspooner@feddit.orgEnglish
    33·
    2 days ago

    The problem in Europe is exactly the fragmentation of payment systems. For most you can only use them if you are a resident and have a bank account on that country.

    •	Wero: Germany, France, Belgium, Luxembourg, Netherlands
•	MB WAY: Portugal
•	Twint: Switzerland
•	Swish: Sweden
•	MobilePay: Denmark, Finland
•	iDEAL: Netherlands
•	Bancontact: Belgium
•	BLIK: Poland
•	Satispay: Italy
•	Vipps: Norway
•	Giropay: Germany
•	Sofort: Germany
•	Cartes Bancaires: France
   -     Etc....
    • FarraigePlaisteach@lemmy.worldEnglish
      4·
      2 days ago

      On one hand, I want the convenience of a unified system. On the other hand, I don’t want another monopoly with a dangerously wealthy CEO at the helm.

      • Gerprimus@feddit.orgEnglish
        1·
        2 days ago

        Maybe a payment system that would only be responsible for EU transfers would be the solution? In addition to the established solutions.

      • professionalspooner@feddit.orgEnglish
        4·
        2 days ago

        Exactly. Even the most inclusive are hard to use when compared with using the Visa/Mastercard networks which are integrated with most banks and merchants.

        • albert180@discuss.tchncs.deEnglish
          4·
          2 days ago

          In Germany you have a better acceptance with Girocard (and guess that’s true for most other national systems up there too), and all the popular national systems within the European Payments Initiative will probably convert into Wero (At least that seems to be the plan).

          So they will start with a big initial acceptance and cards in circulation. Usually they are cobadged with MC/Visa, so customers won’t probably even won’t notice that they will paying with Wero in Europe

    • P1nkman@lemmy.worldEnglish
      4·
      2 days ago

      MobilePay (Denmark and Finland) and Vipps (Norway) is the same company now, and can be used between each country. Works great when I have friends visiting from Norway in Denmark.

    • eltoukan@jlai.luEnglish
      1·
      2 days ago

      I don’t think Wero is comparable to the others, they didn’t have the scope, ambition and backing Wero and the European Payments Initiative have ? It’s limited right now but it just launched, I’m sure more banks will progressively join.