

According to the wikimedia foundation the costs for hosting the service are covered for the next decades. Most of their money goes to lobbying and other political efforts.
So no. I like their website and am happy to help keep that funded but for now they don’t need help doing that
GPU passthrough is still a Bit of a pita so if you going to VM stuff you need a lot more tinkering aswell many EULA don’t allow VM usage so you need further configuration to avoid detection.
The biggest downside to having a classical setup is that you can’t easily limit resources. So if your game eats up all the RAM your NAS will slow down and vice versa.
imho both are good options it’s just choose your poison Just try both scenarios and choose what fits your workflow the best