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Unless your insured for replacement value, you are getting a depreciated value of the vehicle which is never enough to replace it with the same thing without going out of pocket.
Unless your insured for replacement value, you are getting a depreciated value of the vehicle which is never enough to replace it with the same thing without going out of pocket.
If you’re driving a brand new $60k vehicle (EV or not) and don’t ask for replacement value coverage you’re living fast n loose IMO