• explodicle@local106.com
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    1 year ago

    Of course it’s odd. Most people don’t see those “two steps back” (white bankers) as connected to the “one step forward” (credit scores from white bankers) because of this gap.

    • EhList@lemmy.world
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      1 year ago

      No it’s odd because of the time period between them.

      The fact you think it is “white bankers” who created credit scores rather than algorithms created by mathematicians, finance experts, and economists speaks volumes as to how poorly educated you are on this topic.

      • explodicle@local106.com
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        1 year ago

        My grasp of history is odd because these two events were decades apart? Why do you think this duration is important?

        I haven’t stated (and it doesn’t matter) who originally created credit scores. The authority figures to whom you’re appealing have also criticized credit scores for their racism. So I think it would be more constructive if we discussed the subject matter, rather than each other.

        • EhList@lemmy.world
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          1 year ago

          You are connecting two events that are unrelated and attempting to create a connection and that is an odd thing to do in history. The massacre in Tulsa has no direct impact on the creation of credit scores and it requires a massive amount of illogic to get there.

          As for your attempts to find a logical flaw just stop now. You clearly do not understand what they are if you think I made an appeal to authority (I did not and could not since there was no source).

          You however seem to think that a wikipedia article existing means the notions suggested are factual and that cannot be farther from the truth. Just because someone criticized credit scores does not make their claims valid or even informed.